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JOHN LUGSDIN CEMAP

Managing Director

Principle & Founder of Charles Frank Finance
Married to Claire a solicitor, father to Isabelle & Anna. Loves all sports & long walks with the family dog, Mabel.

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 GARETH JAMES CEMAP CERER

Sales Director

Gareth has two young children and is married to Rachel who Is a mental health nurse. His interests include playing and watching football, playing golf and going body boarding with his kids.

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SAM JONES

Commercial Director

Sam is Mum to two teenagers with her longtime partner Ed. An animal lover and country girl at heart when not at her desk Sam is found walking her Welsh collie, bread making or feeding her pet magpie Merlin!

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KEIRON PUGSLEY CEMAP

Senior Mortgage Advisor

Keiron has two young children and has a partner called Stacey. His interests include listening to music and attending gigs, watching football and taking his dog for a walk

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DANIEL BREWSTER CEMAP

Senior Mortgage Advisor

Daniel has been in the specialist mortgage market for a decade.  He has two boys, Oliver and Austin and dog called Molly. When he's not in work you can find him running around for his boys, watching the football or spending time with his partner Amy

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ABBIE DARBY CEMAP

Mortgage Underwriter

Abbie is married to Sean, who is a self-employed gas engineer. Her interest include making their first house a home, going to concerts and wine nights with the girls!

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SOPHIE EVANS

Protection Specialist

Sophie has a cat called Richard and in her spare time enjoys socialising with friends and travelling. Her interests include music, thrifting and finding the best seafood restaurants all over the UK.

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FRAZER HURLEY

Business Development Manager

Frazer has a background in financial sales and lives in Bristol. His hobbies include playing the bass guitar and motorsport.

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JO FITZGERALD CEMAP

Mortgage Advisor

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PAUL MEXSOM CERT CII (MP,ER)

Mortgage and Protection Specialist

Paul is married to Rhian who works as a senior social worker. He has two children. His daughter Holly is 14 and his son Aaron who is 4. His interests include playing the guitar and also DIY. Being a National trust member most weekends are spent as a family exploring what South Wales has to offer.

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STEVE BRYANT CEMAP

Mortgage Advisor

Steve is married to Abigail, he has 3 teenage daughters. When not working and taxiing his daughters around,  Steve enjoys watching most sports and listening to music.

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MATT COLE

Commercial Mortgage Advisor

Matt is very much a family man with 2 children, training to become a men's open bodybuilder, loves watching rugby and boxing.

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TOM PRICE

Trainee Mortgage Adviser

Tom has a dog called buddy and spends his spare time walking along Swansea’s beautiful beaches. His interests include playing and watching football and socialising with family and friends.

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ANTHONY GRIFFITHS CEMAP

Specialist Mortgage Advisor

Anthony has two young children and is engaged to Jasmin. When he isn’t working you will usually find him taking long nature walks with his children and Thor, his Australian Kelpie, and watching MMA or rugby.

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CREIG HEARSE CEMAP

Bridging and Commercial Specialist

Creig has a long term partner called Rebecca and 4 children. His interests are spending time (especially beach days) with his family and if there is anytime left in the day he enjoys watching football and rugby.

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CONNOR DAVIES

New Business Executive

Connor likes to spend his free time socialising with friends and family 
His hobbies include travelling, sport and listening to music

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CHRIS COX CEMAP CERER

Specialist Mortgage Advisor

Chris has 2 young kids. Since having kids, he doesn't get the chance to play golf or football much anymore and after a long week just loves sitting at home, on the sofa watching football. But he's not often allowed to do it and spends most of his time going on family treks or in the kitchen.

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JOE DILLON CEMAP

Senior Mortgage Advisor

Joe is married to Anita and they have 2 sons.  When he isn’t chauffeuring his kids to various locations, he loves to play golf, have a kick about or best of all watch the football.

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MABLE

Business Development Manager

Born in Aberystwyth Cavapoo - likes roast Chicken and playing football

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KEVIN GRONOW

Senior Protection Adviser

Kevin has one young child called Maddie. he has a long background in life insurance & pmi. Hobbies include football, MMA, pool & snooker

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ROWAN WARREN

New Business Executive

Rowan has a background in financial services and lives in the Gower, Swansea. He has a keen interest in golf and plays when not helping clients. Rowan is a member of Pennard Athletic Football Team and also participates in 6 a-side football

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LUCY MASON

Insurance Processor

Lucy has a baby boy and is married to Geraint, a carpenter. Her interests include working out at 5:30AM, watching rugby, travelling with her family and being cwtchd up reading a good book.

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LUKE WILLIAMS

New Business Executive

Luke has a wealth of experience in advisory service; ranging from premium vehicles, to Protection insurances. During his spare time he enjoys surfing at different beaches around Wales, and walking his dog, Wil.

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JADE BRAIN

New Business Executive

Jade has an extensive background in customer service over the phone and face to face. Jade has a passion for beauty and when she's not in work, she loves glamming her friends up ready for the weekend

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KYLE GRECK CEMAP CERER

Mortgage Adviser

Kyle is recently married to his wife, Gabrielle, and has a dog called Jasper. When he's not in work, you can often find him exploring the countryside with Jasper, or playing table-top games with friends.

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BEC BAILEY

Mortgage Adviser

Becky has over 13 years in financial services, she is married to chloe and has a little boy Charlie  She enjoys taking the dog on long walks through the woods and can be found most weekends on the side of a football or rugby pitch if she isn't on a tennis court.