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Your Financial GoalsOur Expert Solutions.

Independent, whole-of-market mortgage and finance brokerage specializing in residential mortgages, buy-to-let, second charge mortgages, bridging loans, commercial mortgages, and protection insurance. Let our expert brokers find your perfect financial solution.

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TRUSTED BY TOP LENDER'S ACCROSS THE UK

Get Access to the Best Financial Products

Why Choose Charles Frank Finance?

Multiple Lenders Access

We provide access to a wide network of lenders and financial products, ensuring you get the best options available.

Expert Guidance

Our team of knowledgeable professionals offers expert guidance tailored to your specific financial needs and goals.

Time-Saving

We streamline the process, saving you valuable time in searching for and applying to financial products.

Customized Solutions

We provide personalized financial solutions that align perfectly with your unique situation and objectives.

Cost Savings

Our expertise often results in securing more favorable terms and rates, potentially saving you money.

Regulatory Compliance

We ensure all transactions meet legal and regulatory requirements, providing you peace of mind.

Relax. We've Got This.

Life's too short to stress over finding the right mortgage, loan, or financial solution. At Charles Frank Finance, our experts handle the hard work so you don’t have to.

Whether you're securing your dream home, expanding your property portfolio, or finding the best rates for your financial goals, our trusted professionals are here to guide you every step of the way.

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Two Decades of Financial Excellence in Cardiff & Across the UK

Since 2011, Charles Frank Finance has been a trusted name in UK mortgage broking and financial services. Our expert brokers have helped thousands of clients achieve their property and financial goals through personalized guidance and whole-market solutions.

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Years of Experience

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Managed Clients

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Mortgages Processed

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in Loans Facilitated

Find the Right Financial Solution for You

Whether you're looking for a second charge mortgage, a buy-to-let landlord, or a bank or introducer, Charles Frank Finance has tailored solutions to meet your needs.

Profile picture of Mark Severn
Mark Severn

Reviewed on

“Jo did a fantastic job for us arranging a new mortgage with a very competitive rate. From beginning to end, Jo was on top of the detail & our requirements & provided us with an excellent outcome. We would definitely recommend and have done since our positive experience.”
Profile picture of Mathew Horwood
Mathew Horwood

Reviewed on

I've used Joanne at Charles Frank Finance several times and she's always found a me a good deal on my mortgages. Very meticulous. Highly recommended.”
Profile picture of David Lewis
David Lewis

Reviewed on

Joanne provided an extremely professional and high standard of service during my re-mortgage. she could not do enough and constantly updated me with progress throughout and ensured everything was done right first time. highly recommend.
Profile picture of Claire Simmons
Claire Simmons

Reviewed on

Excellent communication. Really clear & timely. Would definately recommend and use again. Meet all my expectations and handled my case extremly well proving me with the outcome I was looking for.
Profile picture of Mark Severn
Mark Severn

Reviewed on

“Jo did a fantastic job for us arranging a new mortgage with a very competitive rate. From beginning to end, Jo was on top of the detail & our requirements & provided us with an excellent outcome. We would definitely recommend and have done since our positive experience.”
Profile picture of Mathew Horwood
Mathew Horwood

Reviewed on

I've used Joanne at Charles Frank Finance several times and she's always found a me a good deal on my mortgages. Very meticulous. Highly recommended.”
Profile picture of David Lewis
David Lewis

Reviewed on

Joanne provided an extremely professional and high standard of service during my re-mortgage. she could not do enough and constantly updated me with progress throughout and ensured everything was done right first time. highly recommend.
Profile picture of Claire Simmons
Claire Simmons

Reviewed on

Excellent communication. Really clear & timely. Would definately recommend and use again. Meet all my expectations and handled my case extremly well proving me with the outcome I was looking for.
Profile picture of Mark Severn
Mark Severn

Reviewed on

“Jo did a fantastic job for us arranging a new mortgage with a very competitive rate. From beginning to end, Jo was on top of the detail & our requirements & provided us with an excellent outcome. We would definitely recommend and have done since our positive experience.”
Profile picture of Mathew Horwood
Mathew Horwood

Reviewed on

I've used Joanne at Charles Frank Finance several times and she's always found a me a good deal on my mortgages. Very meticulous. Highly recommended.”
Profile picture of David Lewis
David Lewis

Reviewed on

Joanne provided an extremely professional and high standard of service during my re-mortgage. she could not do enough and constantly updated me with progress throughout and ensured everything was done right first time. highly recommend.
Profile picture of Claire Simmons
Claire Simmons

Reviewed on

Excellent communication. Really clear & timely. Would definately recommend and use again. Meet all my expectations and handled my case extremly well proving me with the outcome I was looking for.
Profile picture of Gayathri Mahalingam
Gayathri Mahalingam

Reviewed on

Quick response, friendly customer service and responsible team 😊😊😊. My mortgage advisor was Daniel. He was very friendly, patient and always very helpful. Thank you for everything 😊😊😊
Profile picture of Ros Hills
Ros Hills

Reviewed on

Very professional and really listened and took on board my requirements. Whole process felt very unique to my needs and situation. Would highly recommend.
Profile picture of Judy Wong
Judy Wong

Reviewed on

Great Team and service at Charles Frank Finance. Fast and responsive when I had questions and queries and helped me out with what I needed. Updated me on all stages.Would highly recommend them if you are in need of a mortgage or secured loan.
Profile picture of Jacquie O'Donnell
Jacquie O'Donnell

Reviewed on

Creig has helped me in one of the most difficult loan applications I have ever experienced. if it wasn't for his constant support, empathy, at any time when needed, I think I would have lost the plot completely. The process was horrendous for a variety of reasons, and throughout it all Creig's reassurance and problem solving attitude got me through it. Thank you so much Creig.
Profile picture of  Saralee and Chad.
Saralee and Chad.

Reviewed on

I highly recommend Charles frank Finance Sam Turner was absolutely incredible we was in need of a secured loan to be completed quickly Sam made that happen in a matter of a few weeks I honestly can’t thank her enough Great service, very quick, responsive and Sam absolutely kept us in the loop to what’s going on which I thinks very important when your going through a long process we had an update almost daily.
Profile picture of Gayathri Mahalingam
Gayathri Mahalingam

Reviewed on

Quick response, friendly customer service and responsible team 😊😊😊. My mortgage advisor was Daniel. He was very friendly, patient and always very helpful. Thank you for everything 😊😊😊
Profile picture of Ros Hills
Ros Hills

Reviewed on

Very professional and really listened and took on board my requirements. Whole process felt very unique to my needs and situation. Would highly recommend.
Profile picture of Judy Wong
Judy Wong

Reviewed on

Great Team and service at Charles Frank Finance. Fast and responsive when I had questions and queries and helped me out with what I needed. Updated me on all stages.Would highly recommend them if you are in need of a mortgage or secured loan.
Profile picture of Jacquie O'Donnell
Jacquie O'Donnell

Reviewed on

Creig has helped me in one of the most difficult loan applications I have ever experienced. if it wasn't for his constant support, empathy, at any time when needed, I think I would have lost the plot completely. The process was horrendous for a variety of reasons, and throughout it all Creig's reassurance and problem solving attitude got me through it. Thank you so much Creig.
Profile picture of  Saralee and Chad.
Saralee and Chad.

Reviewed on

I highly recommend Charles frank Finance Sam Turner was absolutely incredible we was in need of a secured loan to be completed quickly Sam made that happen in a matter of a few weeks I honestly can’t thank her enough Great service, very quick, responsive and Sam absolutely kept us in the loop to what’s going on which I thinks very important when your going through a long process we had an update almost daily.
Profile picture of Gayathri Mahalingam
Gayathri Mahalingam

Reviewed on

Quick response, friendly customer service and responsible team 😊😊😊. My mortgage advisor was Daniel. He was very friendly, patient and always very helpful. Thank you for everything 😊😊😊
Profile picture of Ros Hills
Ros Hills

Reviewed on

Very professional and really listened and took on board my requirements. Whole process felt very unique to my needs and situation. Would highly recommend.
Profile picture of Judy Wong
Judy Wong

Reviewed on

Great Team and service at Charles Frank Finance. Fast and responsive when I had questions and queries and helped me out with what I needed. Updated me on all stages.Would highly recommend them if you are in need of a mortgage or secured loan.
Profile picture of Jacquie O'Donnell
Jacquie O'Donnell

Reviewed on

Creig has helped me in one of the most difficult loan applications I have ever experienced. if it wasn't for his constant support, empathy, at any time when needed, I think I would have lost the plot completely. The process was horrendous for a variety of reasons, and throughout it all Creig's reassurance and problem solving attitude got me through it. Thank you so much Creig.
Profile picture of  Saralee and Chad.
Saralee and Chad.

Reviewed on

I highly recommend Charles frank Finance Sam Turner was absolutely incredible we was in need of a secured loan to be completed quickly Sam made that happen in a matter of a few weeks I honestly can’t thank her enough Great service, very quick, responsive and Sam absolutely kept us in the loop to what’s going on which I thinks very important when your going through a long process we had an update almost daily.

Our Products

Comprehensive Mortgage & Protection Solutions

Secured Loan

Secured Loan

Second Charge Mortgages

Access your property's equity with competitive second charge mortgages and homeowner loans. Ideal for home improvements, debt consolidation, or major purchases with flexible terms up to 30 years.

Bridging

Short-Term Finance

Commercial & Bridging Finance

Fast, flexible commercial mortgages and bridging loans for business property, developments, and quick purchases. Competitive rates from £50,000 to £10 million.

Buy To Let

Investment Properties

Buy To Let Mortgages

Expert buy-to-let mortgage solutions for landlords and property investors. Specialist advice for individual and limited company applications, including HMOs and portfolio landlords.

Critical Illness Insurance

Life Protection

Critical Illness & Mortgage Protection

Comprehensive life insurance, critical illness cover, and mortgage protection. Protect your family's future with tailored insurance solutions from leading UK providers.

Residential Mortgages

Home Ownership

Residential Mortgages

Specialized mortgage solutions for first-time buyers, home movers, and remortgages. Access exclusive rates and flexible terms with our whole-market broker service.

Ready to Secure Your Financial Future?

Let our expert mortgage brokers and protection specialists guide you towards the right financial solution. Free consultation available across Cardiff and the UK.