The Team
Founder & Director
John Lugsdin CEMAP Dip CERER
Principal & Founder of Charles Frank Finance.
Married to Claire, a solicitor, and father to Isabelle & Anna. John loves all sports & enjoys long walks in the countryside with the family dog Mabel.
Commercial Director - Protection
Sophie Evans
Sophie has a cat called Richard and in her spare time enjoys socialising with friends and travelling. Her interests include music, thrifting and finding the best seafood restaurants all over the UK.
Commercial Mortgage Advisor
Creig Hearse CEMAP
Creig has been dealing with bridging and commercial finance. He enjoys most sports and watching football especially Spurs in his spare time.
Mortgage Adviser
Joanne Fitzgerald CEMAP
Qualified financial professional Doting Mother to Amelia. Loves travelling, walking and socialising with friends.
Mortgage Adviser
Steve Bryant CEMAP
Steve is married to Abigail, he has 3 teenage daughters. When not working and taxiing his daughters around, Steve enjoys watching most sports and listening to music.
Broker Manager
Josh Jones
Josh enjoys playing sports, mainly football for his local team and regularly attends Cardiff City and Wales football games. He enjoys playing golf
and loves weekends away.
Protection Adviser
Nick Price
Nick has been in financial services for 12 years, Nick has recently had his first child and when outside of work his hobbies include watching any form of sport and spending time with family.
Business Development Manager
Steve Land
Steve, family man with 4 children and 2 dogs, loves watching welsh rugby and taking his dogs for a walk. Enjoys travelling, especially camping.
Social Media Assistant
Ann Gregory
Ann lives her life by the Mark Twain quote “Explore Dream Discover” She enjoys the outdoor life with her husband. The children are all grown up so it’s her time now, holidays, bike rides and dog walks.
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⚠️ IMPORTANT NOTICE FOR ALL OF OUR CLIENTS
Due to base & SWAP rate rises and general turbulence in the money markets, lenders are withdrawing products at very short notice and are also experiencing significant increases to their service level agreements. We will do everything possible to secure rates that have been previously quoted, but we cannot guarantee this will always be possible. Please ensure that application documentation is submitted to us at the earliest possible opportunity to help us to submit your case and secure the rate. We are not responsible for the rate rises being imposed by lenders, or for how long they will honour an existing rate.
Charles Frank Finance Limited is authorised and regulated by the Financial Conduct Authority See www.fca.org.uk.
Charles Frank Finance registered in England & Wales, company number 07791769 Registered Address 89 Cardiff Road, Taffs Well, CF15 7PL. Our Data Protection Registration Number is Z2962200.
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT. IF YOU ARE THINKING OF CONSOLIDATING EXISTING BORROWING YOU SHOULD BE AWARE THAT YOU MAY BE EXTENDING THE TERMS OF THE DEBT AND INCREASING THE TOTAL AMOUNT YOU REPAY.