
The Team

Founder & Principal
John Lugsdin CEMAP Dip CERER
Principal & Founder of Charles Frank Finance
Married to Claire a solicitor, father to Isabelle & Anna. Loves all sports & long walks with the family dog

Director Of Specialist Protection
Sophie Evans
Sophie has a cat called Richard and in her spare time enjoys socialising with friends and travelling. Her interests include music, thrifting and finding the best seafood restaurants all over the UK.

Director Of Specialist Lending
Creig Hearse CEMAP
Creig has been dealing with bridging and commercial finance for over 9 years and has a vast amount of experience in these areas. He enjoys most sports and watching football especially Spurs in his spare time.

Mortgage Adviser
Joanne Fitzgerald CEMAP
Qualified financial professional Doting Mother to Amelia. Loves travelling, walking and socialising with friends.

Mortgage Adviser
Steve Bryant CEMAP
Steve is married to Abigail, he has 3 teenage daughters. When not working and taxiing his daughters around, Steve enjoys watching most sports and listening to music.

Broker Manager
Josh Jones
Josh enjoys playing sports, mainly football for his local team and regularly attends Cardiff City and Wales football games. he also enjoys playing golf and weekends away.

Protection Adviser
Nick Price
Nick has been in financial services for 12 years, Nick has recently had his first child and when outside of work his hobbies include watching any form of sport and spending time with family.

Business Development Manager
Steve Land
Steve, family man with 4 children and 2 dogs, loves watching welsh rugby and taking his dogs for a walk. Enjoys travelling, especially camping.

Social Media Assistant
Ann Gregory
Ann lives her life by the Mark Twain quote “Explore Dream Discover” She enjoys the outdoor life with her husband. The children are all grown up so it’s her time now, holidays, bike rides and dog walks.
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