Founder & Principal
John Lugsdin CEMAP Dip CERER
Principal & Founder of Charles Frank Finance
Married to Claire a solicitor, father to Isabelle & Anna. Loves all sports & long walks with the family dog
Director Of Specialist Protection
Sophie has a cat called Richard and in her spare time enjoys socialising with friends and travelling. Her interests include music, thrifting and finding the best seafood restaurants all over the UK.
Director Of Specialist Lending
Creig Hearse CEMAP
Creig has been dealing with bridging and commercial finance for over 9 years and has a vast amount of experience in these areas. He enjoys most sports and watching football especially Spurs in his spare time.
Joanne Fitzgerald CEMAP
Qualified financial professional Doting Mother to Amelia. Loves travelling, walking and socialising with friends.
Steve Bryant CEMAP
Steve is married to Abigail, he has 3 teenage daughters. When not working and taxiing his daughters around, Steve enjoys watching most sports and listening to music.
Josh enjoys playing sports, mainly football for his local team and regularly attends Cardiff City and Wales football games. he also enjoys playing golf and weekends away.
Nick has been in financial services for 12 years, Nick has recently had his first child and when outside of work his hobbies include watching any form of sport and spending time with family.
Business Development Manager
Steve, family man with 4 children and 2 dogs, loves watching welsh rugby and taking his dogs for a walk. Enjoys travelling, especially camping.
Social Media Assistant
Ann lives her life by the Mark Twain quote “Explore Dream Discover” She enjoys the outdoor life with her husband. The children are all grown up so it’s her time now, holidays, bike rides and dog walks.