New landlords
A clear starting point for deposit, rent, property criteria and borrower profile.
Landlord and portfolio finance
See the property, rent and portfolio as one lending story.
Refer your buy-to-let business to a team with extensive experience across first-time landlords, established investors, limited companies, portfolios and specialist rental property.
Extensive buy-to-let experience First-time and portfolio landlords Specialist property support
Buy-to-let specialist supportExperience across the landlord journey
- First-time landlords
- Portfolio investors
- Limited companies
- Specialist property
Experienced landlord finance supportFirst-time landlordsPortfolio casesCompany structuresSpecialist property
Extensive buy-to-let experience
Refer your landlord business to people who understand the wider picture.
Buy-to-let cases are rarely just about a rate. Rental assessment, ownership, experience, portfolio exposure and the property itself all shape the route. Charles Frank brings those details together and gives intermediaries an experienced team for straightforward and specialist landlord business.
Discuss your buy-to-let businessPortfolio investors
Existing borrowing, rental performance and the new transaction considered together.
Company borrowing
Support around the chosen ownership structure, directors and wider portfolio.
Specialist property
Cases involving HMOs, multi-unit property or features needing a more specific lender view.
Recognise the opportunity
When to bring the scenario to Charles Frank
The strongest early conversations identify the client objective and the feature that makes a specialist route worth exploring.
First-time landlord
A new investor needs clarity around deposit, rental assessment, borrower profile and property eligibility.
Portfolio growth
The new purchase needs to work alongside existing properties, borrowing and aggregate cash flow.
Limited company borrowing
Ownership structure, directors, guarantees and the wider portfolio all influence the route.
Specialist property
HMO, multi-unit or other non-standard rental property needs a lender with relevant asset appetite.
Prepare the conversation
The information that creates a stronger starting point
Requirements vary by lender and case. These are the details that usually help the specialist team understand the position quickly.
- Property details, purchase price or value and expected monthly rent
- Deposit amount and source of funds
- Personal or limited-company ownership structure
- Landlord experience and current portfolio schedule
- Applicant income, credit position and existing commitments
- Tenancy, licensing or proposed works information where relevant
Partner questions
Useful context before the first conversation
Product and lender criteria change. An early conversation with the specialist team helps identify the information needed for a meaningful view.
Yes, potentially. Appetite varies by lender and the complete borrower, deposit, property and rental position still needs to meet relevant criteria.
Expand the cases you can support