Owner-occupied premises
Property finance considered alongside the trading business and sustainable cash flow.
Business and investment property
Commercial property needs a commercial view of the whole case.
Refer your commercial finance business to a team with extensive experience across owner-occupied premises, investment property, mixed-use assets and more complex transactions.
Extensive commercial finance experience Owner-occupied and investment Mixed-use and complex property
Commercial finance supportExperience across business property
- Owner-occupied
- Commercial investment
- Mixed-use property
- Complex transactions
Experienced commercial property financeOwner-occupiedInvestment propertyMixed-use assetsComplex transactions
Extensive commercial finance experience
Refer your commercial property business to a team that understands the transaction.
Commercial finance needs more than a product search. The property, business or tenant income, borrower structure, valuation and legal work all influence the route. Charles Frank gives intermediaries an experienced team for owner-occupied, investment, mixed-use and more involved commercial property cases.
Discuss your commercial businessCommercial investment
Lease, tenant, rental income and asset marketability brought into one lending story.
Mixed-use property
Support where residential and commercial elements need the right lender appetite.
Complex transactions
Borrower structure, timing, property use or due diligence needs a more specialist view.
Recognise the opportunity
When to bring the scenario to Charles Frank
The strongest early conversations identify the client objective and the feature that makes a specialist route worth exploring.
Owner-occupied premises
A trading business is buying, refinancing or raising funds against the property it occupies.
Commercial investment
Rental income, lease strength, tenant profile and property marketability support the borrowing case.
Semi-commercial property
Mixed residential and commercial use needs a lender comfortable with both elements of the asset.
A non-standard transaction
Borrower structure, property use, trading history or timing falls outside a simple mainstream process.
Prepare the conversation
The information that creates a stronger starting point
Requirements vary by lender and case. These are the details that usually help the specialist team understand the position quickly.
- Property details, proposed use and purchase or estimated value
- Amount required, deposit or equity and source of contribution
- Trading accounts, forecasts or lease and rental information
- Borrower and ownership structure, including connected companies
- Property schedule and existing borrowing where applicable
- Transaction deadline and any specialist valuation or legal points
Partner questions
Useful context before the first conversation
Product and lender criteria change. An early conversation with the specialist team helps identify the information needed for a meaningful view.
Owner-occupied borrowing is primarily supported by the trading business, while investment borrowing is assessed around the property, lease and rental income. Some cases contain elements of both.
Expand the cases you can support